Tax-Deferred Retirement Plans: Are They a Catch-22?
Learn Why Your Retirement Plan Could Be Based on a Faulty Assumption At Chapman Private Client Services, we believe our commitment to educating our clients is one aspect of our offerings that sets us apart. The following article on tax-deferred retirement plans is partially excerpted from The Power of Zero, by David McKnight, and we hope you’ll find it eye-opening as you plan for a tax-efficient retirement. So many clients come through our doors having followed advice from so-called financial gurus who tell them it’s okay to have all their assets in tax-deferred accounts because they’ll be in a […]
The Greatest Retirement Risks (And How to Avoid Them) – Part I
Why Tax Rates Are Likely to Rise – And Why it Matters to Your Retirement Plan At Chapman Private Client Services, we focus on providing personalized plans tailored to each client’s vision for their retirement lifestyle. Part of this process involves addressing two major risks that can undermine financial security in retirement. Many people face significant challenges to maintaining long-term financial stability and often worry about outliving their savings. By identifying and planning around these key risks, we help clients work toward a more financially confident retirement. This is the reason we specialize in tax-efficient – and even tax-free […]
Maximizing Your Social Security Benefits: Timing and Tactics
Learn How You Might Utilize a Thoughtful Approach to Optimize This Income Stream As you begin your retirement planning journey, one important element to focus on is Social Security. Navigating the complexities of Social Security benefits requires careful thought, as there’s no universal strategy that works for everyone. You have options, and you’ll need to think about when to claim and use specific approaches for maximizing Social Security benefits over the long term. In this article, we’ll explore the critical factors involved in maximizing Social Security benefits, including the best timing and strategies for retirees to consider.
