Four Significant Shortcomings of This Common Retirement Withdrawal Rate The last article we shared, available here on our blog, introduced the Three Percent Rule – a commonly known retirement withdrawal strategy. We discussed how it came to be, and though popular, we also teased that this strategy has several disadvantages.

Is This Popular Strategy Ideal for Your Retirement Withdrawal Plan? In an earlier article, I touched on one of the biggest risks to retirement security: longevity risk. This is the possibility of living longer than expected and potentially running out of retirement savings. Today, let’s explore a common approach to

Why It’s Critical to Plan Ahead for Your Medical Expenses – And How to Get Started Retirement is an exciting time filled with new opportunities, but it also comes with important financial responsibilities—especially when it comes to managing retirement healthcare costs. Addressing these costs is crucial to maintaining financial stability

Find the Balance You Need to Thrive with These Helpful Tips Many people dream of retiring early, enjoying the freedom and time for personal passions. Of course, it’s good to remember that early retirement comes with its own financial challenges, especially when it comes to making withdrawals that can impact

Know the ‘Risk Multiplier’ Lurking in Your Investment Portfolio If you’ve read our previous articles, you know the Chapman Private Client Services team believes strongly in the power of financial education. Today’s focus is on helping you understand the real risks that could impact your retirement security. We also aim

Could This Tool Help You Meet Your Financial Planning Needs? When building a retirement portfolio, it’s important to consider various financial tools, and annuities are often part of the conversation. Understanding annuities is essential, as they can provide both an asset and an income stream in retirement. Like other financial